Kenyan Real Estate

Why Ancestral Land Still Shapes Modern Property Decisions in Kenya

Land in Kenya is more than an asset or a production input — it is family, memory, identity and insurance. For many Kenyans the decision to buy, sell, develop or litigate over property is driven as much by emotion and customary duty as by market calculus. Below I lay out the hard data, legal background and concrete case evidence that explain why ancestral land continues to dominate investment choices,...

Duplex Houses in Kenya: The Overlooked Gem in Real Estate

Duplex houses in Kenya are steadily gaining attention as an alternative to the more familiar maisonettes, townhouses, and apartments. With rising land prices and growing demand for flexible housing, duplexes offer a smart solution — two self-contained homes under one roof. They strike a balance between affordability, rental potential, and efficient land use, making them an option worth considering for...

Construction Mortgage Kenya: What It Is, How It Works, and How to Apply

If you’re building (not buying) a home in Kenya, a construction mortgage is the tool that turns your drawings and Bill of Quantities into a livable house—without tying up all your cash up front. Kenya’s mortgage market remains small but important: by December 2024 there were 30,016 mortgage accounts nationwide with an outstanding value of KSh 279.3 billion, an average interest rate of 14.9%, and an...

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