Mortgage Options Kenya

Kenyan Real Estate Market 2025

Stand-Alone Construction Loan Kenya: What It Is, How It Works, and How to Apply

A stand-alone construction loan Kenya is a short-term facility that funds your build in stages and does not automatically convert to a long-term mortgage. You close twice (one loan for construction, a second for the permanent mortgage), so you carry more rate-change risk and duplicated fees—but you also get flexibility to shop for the best take-out mortgage after completion. Banks in Kenya typically...

Building vs. Buying a Home in Kenya

Building vs. Buying a Home in Kenya: Which is the Better Option?

The decision to own a home is a significant milestone, but many prospective homeowners struggle with one key question—should they build or buy a home in Kenya? Each option presents unique benefits and challenges, from cost considerations and time investment to customization and quality control. Building vs. Buying a Home in Kenya is a debate that depends on factors such as budget, personal preferences,...

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