What Is a Mortgage Rate Buydown? A mortgage rate buydown is when the seller (often a developer in Kenya) pays money upfront to lower the buyer’s interest rate for the first few years of the mortgage. Instead of reducing the property’s price, the developer partners with a bank to make monthly repayments more affordable at the start of the loan. This is becoming more visible in Nairobi’s...
What Are Seller Concessions in Nairobi? Seller concessions in Nairobi are incentives a seller offers to reduce the upfront cost of buying a home. Instead of lowering the asking price, the seller agrees to cover certain expenses — making the home more affordable and attractive to buyers. In Nairobi’s market, this often shows up as: A developer paying part of your stamp duty. A seller...
Rent vs Own in Nairobi isn’t just a financial choice — it’s a stress test on your lifestyle, resilience, and future security. With mortgage rates hovering around 15–17%, rents escalating in hotspots like Kilimani and Ruaka, and inflation pushing up everyday costs, the decision goes far beyond a monthly payment. The real question is: under stress, which option actually holds up?. 1. The Starting...
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As the rain falls, let your dreams rise. Step into a warm, elegant 3-BR Bungalow in a Gated Community space where every drop outside makes the inside feel even more like home.