Most articles explaining the enduring popularity of off-plan real estate rehash the same tired bullet points: flexible payment terms, first-choice floorplans, and modern finishes. That narrative misses the mark. It treats buyers purely as rational, cold-calculating accountants. In reality, human financial behavior is messy. We make promises to our future selves that our present selves break. The...
For years, the dream of the Kenyan urban middle class followed a familiar script: climb the corporate ladder, save up a deposit, secure a bank loan, and buy a piece of the capital. But in today's market, that script has been completely rewritten. The Nairobi property market trends are exposing a stark, structural divide. We have entered a two-track property economy where local, middle-class buyers...
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