Boma Yangu

For decades, Kenya’s housing finance system was built around a reality that simply does not exist for most citizens: a predictable monthly payslip. With over 80% of Kenya’s workforce operating in the informal economy—as micro-entrepreneurs, Jua Kali artisans, agricultural producers, and gig workers—the traditional mortgage market has reached a structural dead end. In a nation grappling with a...

Kenya’s affordable housing dream may be edging closer to reality after years of slow progress, stalled projects, and growing public skepticism. A new multi-billion-shilling injection — backed by the World Bank and commercial lenders — could begin to shift the country’s stubborn homeownership landscape, if the rollout stays disciplined and transparent. For now, the spotlight is firmly back on a...