tenant purchase scheme

For decades, Kenya’s housing finance system was built around a reality that simply does not exist for most citizens: a predictable monthly payslip. With over 80% of Kenya’s workforce operating in the informal economy—as micro-entrepreneurs, Jua Kali artisans, agricultural producers, and gig workers—the traditional mortgage market has reached a structural dead end. In a nation grappling with a...

For the past couple of years, the Kenyan real estate market felt like an unpredictable rollercoaster. Sky-high interest rates forced many prospective buyers to sit on the sidelines, watching and waiting. But 2026 has brought a much-needed structural shift. Following a record monetary easing cycle where the Central Bank of Kenya (CBK) aggressively trimmed the Central Bank Rate (CBR) down to 8.75%,...