Kenya’s mortgage market is showing renewed growth, with lower average interest rates, larger loans and longer repayment periods helping more buyers finance property purchases. However, affordability remains a major hurdle for households seeking to own homes. Kenya’s residential real estate market is entering 2026 with renewed activity in mortgage financing, offering fresh opportunities for...
Kenya's building code took a genuine step forward in 2024. By recognizing stabilized soil blocks, timber frames and rammed earth construction, the revised code acknowledged something that has long been obvious to many Kenyans: stone and cement are not the only legitimate ways to construct safe and durable homes. The change was important because it opened the regulatory door to building methods that can be...
Kenya’s real estate market has always been a favorite for investors, homeowners, and developers. But in today’s economy — with Nairobi property prices climbing, coastal holiday homes attracting attention, and bank lending rates hovering around 15% — many wonder: how many houses should you really own in Kenya in 2025? Contact Us Park Suites, 44 Parklands Road, Ground Floor, Suite 1,...
A stand-alone construction loan Kenya is a short-term facility that funds your build in stages and does not automatically convert to a long-term mortgage. You close twice (one loan for construction, a second for the permanent mortgage), so you carry more rate-change risk and duplicated fees—but you also get flexibility to shop for the best take-out mortgage after completion. Banks in Kenya typically...
If you’re building (not buying) a home in Kenya, a construction mortgage is the tool that turns your drawings and Bill of Quantities into a livable house—without tying up all your cash up front. Kenya’s mortgage market remains small but important: by December 2024 there were 30,016 mortgage accounts nationwide with an outstanding value of KSh 279.3 billion, an average interest rate of 14.9%, and an...
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