The Quiet Crisis in Homeownership Across global cities like Nairobi, London, Toronto, and Mumbai, a growing pattern is emerging—people are buying homes that stretch their finances to the limit or even beyond. On paper, they “qualify” for mortgages. In reality, many are becoming house-poor—owning property but struggling with monthly living costs. This is not just poor financial planning....
Land in Kenya is more than an asset or a production input — it is family, memory, identity and insurance. For many Kenyans the decision to buy, sell, develop or litigate over property is driven as much by emotion and customary duty as by market calculus. Below I lay out the hard data, legal background and concrete case evidence that explain why ancestral land continues to dominate investment choices,...
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