property investment

For decades, Kenyan homebuyers seeking commercial bank mortgages faced unpredictable interest rate adjustments. Banks frequently cited shifts in the Central Bank Rate (CBR) or internal cost-of-funds metrics to justify sudden spikes in monthly mortgage repayments. The Central Bank of Kenya (CBK) completed a major policy shift under its Risk-Based Credit Pricing Model (RBCPM), mandating that all...

For many families, the dream of owning a home is measured by a simple moment: the day the final payment is made. The paperwork is completed, the outstanding balance reaches zero, and the house is finally theirs. But what happens next? For a family that has spent years directing a significant portion of its income toward housing, paying off the home creates a financial shift that goes far beyond the...

Reports regarding demolitions along river corridors in Nairobi have generated widespread discussion across social media. Misleading claims recently surfaced suggesting ethnic targeting and forced displacement during ongoing operations in the Parklands area. To clear the air, the Parklands Residents Association (PRA) alongside the Nairobi Rivers Commission (NRC) issued an official joint clarification...

The Budget Policy Statement and the accompanying Finance Bill represent a massive structural shift for the Kenyan real estate sector. Rather than sweeping architectural changes, this fiscal cycle focuses heavily on tax base expansion, aggressive compliance automation, and institutional restructuring. For developers, landlords, and individual homebuyers, the implications are highly specific. Here is the...

A recent surge in global mortgage demand—triggered by falling interest rates in the United States—has once again highlighted the critical relationship between borrowing costs and housing market activity. For Kenya’s real estate sector, which continues to grapple with limited mortgage access and high lending rates, the global trend offers important insights into how financing conditions influence...